- Professional managers - A fund gives you access to professional service providers including investment managers, custodians, auditors at no extra fee.
- Diversification - A unit trust fund gives you the ability to own several assets at once without extra effort or cost. For example, a bond fund can hold several bonds (e.g., 5-year, 10-year, 15-year bonds, etc).
- Low costs - Operational expenses are shared with other investors which means every individual bears a much smaller cost than if they would have bought the assets individually.
- Liquid - You can easily liquidate some or all your holdings into cash without significant loss in value with just days. This is not possible for asset classes such as real estate or even fixed deposits at banks.
- Tax-efficient - Income generated by unit trust funds is currently exempted from taxes at the fund level in Uganda. If you want to own treasury bills or bonds, it is much more tax efficient to invest in a unit trust fund that invests in treasury bills or bonds than to invest in the individual bills or bonds directly.
- Low minimums - For as little as UGX 10,000 or KES 500, you can gain exposure to a diversified portfolio of assets including money markets, bonds, and equities.
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